Real estate industry financing environment is expected to improve real estate credit – real estate headlines
[Abstract] Recently, real estate credit transmission speed, high-profile releasions, etc.
The agency believes that the mobility in the real estate industry in the fourth quarter will gradually be relieved.
China Securities News reporter observed that the recent real estate credit transmission speed, the resilience of the real estate industry, etc.
The agency believes that the mobility in the real estate industry in the fourth quarter will gradually be relieved. Release positive signal credit transmission and housing and enterprises finance become a popular topic in the recent real estate industry. The data released by the Bank of November 10 shows that RMB loans increased by RMB 826.2 billion in October, which increased by 136.4 billion yuan. According to the branch, the resident loans increased by 464.7 billion yuan, among which the medium and long-term loans increased by 42.21 billion yuan. As of the end of October, the balance of personal housing loans was trillion, and the month increased 34.81 billion yuan, an increase of 10.13 billion yuan in September.
Housing and enterprises have also active signals.
Among them, Poly Development, China Merchants Shekou and other housing enterprises were issued in the inter-bank bond market to be considered by the market as a signal of housing financing environment.
According to the data released by the National Bureau of Statistics, the National Bureau of Statistics shows that the sales area of ??1430.41 million square meters in the first 10 months, the total growth rate of commercial housing is 14718.5 billion yuan, a year-on-year growth rate. In the same period, real estate development enterprises were funded by $ 166.59.7 billion, a year-on-year growth rate, and average growth in two years.
According to the National Bureau of Statistics, this year, the real estate market has continuously improved the long-term mechanism, and the various departments have continued to stabilize, stabilize housing prices, and the real estate market has maintained steady development, and real estate sales area expanded.
BOC Securities said that in October, the increase in the growth rate of personal mortgage loans was 1%, and it improved a percentage point, and the mortgage was apparently accelerated. In the first 10 months, the housing company has a fund fund for trillion, a year-on-year increase. With the reasonable demand of development loans and sales return improvement, housing funds are tightly expected to be relieved.
China CITIC Jianota pointed out that from the bottom of the Central Bank, the Silver Bank of China held the real estate finance work symposium, the financial supervision department has repeatedly released real estate financial policy signals, and the guidance housing enterprises’ financing environment has gradually improved. Data disclosed by many financial institutions also confirmed the trend of financing marginal improvement, and it is expected that funds in the fourth quarter of household financing and personal loans will be improved. The reporter noted that on November 12, the central bank once again, and safeguards the smooth development of the real estate market. From the point of view, some housing enterprises in October sales data is significantly higher than that. In September, Vanke A achieved a contract sales area of ??10,000 square meters, sold for 100 million yuan; in October, the contract sales area is 10,000 square meters, and the sales amount is 100 million yuan. Poly Development has realized a contract area of ??10,000 square meters in September, and the contract is 100 million; in October, the signing area is 10,000 square meters, and the contract is 100 million yuan. Some housing companies have adjusted the strategy. Taking the Jinke Shares as an example, the company recently received agency research, the company implemented a plate according to the actual situation of the market and project, further implementing the process of degrading speed and competition, and developed different marketing programs , Price strategy, payment strategy is different.